Exchanges and Wallets

Strike is a versatile Bitcoin exchange that lets you buy, sell, pay, and even get paid in bitcoin. Set up recurring buys to dollar-cost average effortlessly, perfect for beginners and seasoned users alike. Its intuitive app makes Bitcoin accessible, offering a smooth way to embrace the future of money without added complexity.

Fees
Strike keeps fees low at just 0.3% per bitcoin purchase, making it ideal for frequent buyers or bigger stacks. There are no fees for receiving Bitcoin, and withdrawals to your own wallet are free, since Strike encourages its users to take custody of their own bitcoin. This cost-effective structure beats many competitors, so Strike is best for keeping costs down as you grow your stash.

KYC
Strike’s KYC (Know Your Customer) process, as required by law, involves giving them your full name, email, phone number, and a government-issued ID to set up your account. In some case you’ll need to provide proof of address, too. Link your bank account or debit card, and once verified, you’re ready to buy bitcoin securely.

Referrals
Join Strike with Bitcoin Chattanooga’s referral link, and after your first Bitcoin purchase, you’ll unlock the ability to trade up to $500 with zero fees. Bitcoin Chattanooga will likewise get $500 in fee-free trading. This generous perk eliminates many costs right away, letting you stack more sats while enabling Bitcoin Chattanooga to move forward with its mission to onboard our community to a Bitcoin standard.

River is a user-friendly Bitcoin exchange built for simplicity and security, perfect for newcomers eager to dive into Bitcoin. You can buy Bitcoin easily with your bank account, and their customer support team is always there to help when you need them. River also provides educational tools to boost your Bitcoin knowledge, making it an inviting starting point for anyone ready to improve their future with the world’s best money.

Fees
River charges a clear 1.2% fee on Bitcoin purchases, with no hidden surprises. That’s a competitive rate compared to many platforms, letting you focus on building your Bitcoin stash without worrying about sneaky costs eating into your savings. Clarity like this is why River stands out, and why we recommend them at Bitcoin Chattanooga.

KYC
According to KYC (Know Your Customer) laws, River will need to gather your personal information before you can start buying bitcoin. The process is quick and secure, though, requiring your full name, email, phone number, and a government-issued ID. You’ll also need to link a bank account to your River account, so you can easily buy bitcoin whenever you want. Once you’re verified, you can start stacking sats!

Referrals
Sign up for River with Bitcoin Chattanooga’s referral link, and after your first purchase, you’ll receive $10 in bitcoin once you’ve spent $1,000 on bitcoin within 180 days, and Bitcoin Chattanooga will get $10 in bitcoin, as well. This straightforward bonus gives you extra sats while supporting our efforts to turn Chattanooga into a Bitcoin circular economy.

Bitcoin Well makes buying and selling bitcoin simple and secure. With its Bitcoin-only focus, and its emphasis on security and compliance, it offers a user-friendly platform that’s perfect for beginners and seasoned users alike. Whether you’re dipping your toes into bitcoin or trading regularly, Bitcoin Well lets you exchange dollars for bitcoin straight from your bank account.

Fees
Bitcoin Well charges a flat 1% fee for buying and selling bitcoin on their online platform, ensuring you’ll always know what your additional costs will be upfront. When you withdraw bitcoin to your own wallet, Bitcoin Well charges no extra fees—only the standard mining transaction fees apply. This transparent and simple fee structure makes it easy to budget and guarantees you’re getting a fair deal every time.

KYC
To get started with Bitcoin Well, you’ll need to create an account and complete their KYC (Know Your Customer verification process. This includes submitting a government-issued ID, like a passport or driver’s license, and possibly proof of address to unlock higher limits. The process is quick and user-friendly, aligning with government regulations. Once verified, you’re all set to start exchanging your dollars for bitcoin.

Referrals
Sign up for Bitcoin Well using our referral link, and you’ll earn a $10 Bitcoin bonus after you spend $100 or more. Bitcoin Chattanooga will also receive a $10 bonus at that point, which gives you a little extra to kick off your Bitcoin journey while supporting Bitcoin Chattanooga’s efforts to educate and grow the local Bitcoin community.

Hodl Hodl is a peer-to-peer Bitcoin exchange that champions privacy and keeping you in control, ideal for those wary of centralized platforms. It doesn’t hold your funds—instead, it uses multisig escrow for direct trades between users, minimizing risks of exchange hacks. If you value decentralization and want to buy bitcoin on your terms, Hodl Hodl offers a secure, autonomous path to stack sats without middlemen getting in the way.

Fees
Hodl Hodl charges a maximum 0.5% fee per trade for standard users, split evenly between buyer and seller at 0.25% each, though referrals and active referrers enjoy a reduced 0.45% rate (more on that below). There are no hidden costs or custody fees—just a clear, competitive rate that outdoes many centralized exchanges. Since your Bitcoin stays in escrow until the trade completes, there are no withdrawal fees, making it a cost-effective and private way to swap dollars for sats directly.

KYC
Hodl Hodl is a decentralized exchange, so it has no KYC (Know Your Customer) requirements. Create an account with just an email address, and start trading right away. No ID is needed for basic use, but for bigger trades or extra features, you might need to provide some kind of verification, but it’s optional.

Referrals
Join Hodl Hodl with Bitcoin Chattanooga’s referral link, and you’ll lock in a discounted trading fee of 0.45% for life—slightly lower than the standard 0.5%. Bitcoin Chattanooga will also earn a percentage of the trading fees from your completed trades, scaling from 5% to 10% based on the number of active traders we refer. This setup saves you money on every trade while supporting our mission to turn Chattanooga into a Bitcoin circular economy.

Swan is a Bitcoin-only exchange tailored for long-term savers, helping you build a disciplined bitcoin stash with ease. With Swan, you can set up automatic recurring buys to dollar-cost average over time, making it perfect for beginners aiming to grow wealth steadily. And with personalized support and plenty of educational resources, Swan empowers you to understand Bitcoin deeply.

Fees
Swan’s fees range from 0.99% to 2.29%, based on purchase frequency and volume—regular or larger buys are rewarded with lower fees—and their “Swan Force” program offers even cheaper fees. This tiered setup favors committed savers, ensuring you keep more Bitcoin as you stack. It’s a fair deal that aligns with a long-term hodling mindset, not quick trades.

KYC
Swan’s KYC (Know Your Customer) process asks for your full name, email, phone number, and a government-issued ID to get started, since it’s required by law. Proof of address might be needed in some cases, too. Link your bank account, and once verified, you’ll be set to buy bitcoin securely.

Referrals
Use our referral link for Swan, and both you and Bitcoin Chattanooga will get $10 in bitcoin after your first purchase. This straightforward bonus jumpstarts your savings while backing our work to educate and connect our community.

Cash App is a popular app that makes it easy to buy, sell, and hold bitcoin, so it’s a good choice for beginners seeking simplicity. It allows you to instantly purchase bitcoin with your bank account or debit card, set up recurring buys to stack sats effortlessly, and even send sats to friends with a tap. Its extensive KYC (Know Your Customer) process is often a deal-breaker for Bitcoiners, though, which is why we included it last on our list.

Fees
Cash App’s bitcoin fees vary from 1% to 2%, depending on market conditions and transaction size. It’s not the cheapest out there, but for new users prioritizing convenience over the lowest costs, it’s a fair price to pay. You’ll know the fee upfront, so you can stack sats without surprises.

KYC
Cash App’s KYC process requires you to provide your full name, email, phone number, date of birth, and the last four digits of your Social Security number. For higher limits, a government-issued ID might also be required. It’s not ideal for many Bitcoiners, but it’s compliant with regulations, and gets you exchanging dollars for sats securely.

Referrals
Sign up for Cash App with our referral link, and after sending $5 worth to a friend, Cash App will gift you and Bitcoin Chattanooga $5 each in bitcoin. This perk gives you a small Bitcoin boost to start while aiding our mission to spread Bitcoin knowledge and adoption.

1. Coinbase
2. Robinhood
3. Crypto.com
4. Kraken
5. Gemini
6. Binance
7. eToro
8. Bitstamp
9. PayPal
10. Paxful
11. KuCoin
12. Bittrex
13. CEX.io
14. BitMart
15. CoinEx
16. Bitpanda
17. Changelly
18. ShapeShift
19. Poloniex
20. Coinmama
21. Bybit

1. Coinbase Wallet
2. MetaMask
3. Trust Wallet
4. Ledger
5. Blockchain.com Wallet
6. Exodus
7. Trezor
8. Coinomi
9. Aqua Wallet
10. Jaxx Liberty
11. Edge Wallet
12. ZenGo
13. Abra
14. PayPal
15. KeepKey
16. BitBox02
17. Ellipal Titan
18. SafePal S1
19. Ballet Wallet
20. CoolWallet
21. Tangem Wallet